OUR VISION
PNC Private Capital was created to bring mortgage solutions to help you achieve the dream of homeownership. Located in one of the most vibrant communities in the country; we understood the need for a partner who operates with integrity and deep understanding of the market. Our commitment is clear: to deliver more value and support than you anticipate on your journey to owning your own home.
Facilitating Homeownership:
- Providing Loans: Their primary function is to originate and fund mortgage loans, enabling individuals and families to purchase homes. This includes various types of mortgages like conventional, FHA, VA, and jumbo loans.
- Guiding Borrowers: They help potential homebuyers understand the different loan options available, assess their financial situation, and determine how much they can afford.
- Simplifying the Application Process: They guide borrowers through the often complex application process, handling paperwork, appraisals, and other necessary steps.
- Pre-Qualification and Pre-Approval: They offer pre-qualification and pre-approval services, giving buyers an estimate of how much they can borrow and strengthening their offers on properties.
Offering Refinancing Options:
- Lowering Monthly Payments: They allow existing homeowners to refinance their mortgages to potentially secure lower interest rates and reduce their monthly payments.
- Shortening Loan Terms: Homeowners can refinance to a shorter loan term to pay off their mortgage faster and save on long-term interest.
- Switching Loan Types: They enable borrowers to switch from adjustable-rate mortgages (ARMs) to fixed-rate mortgages for more payment stability, or vice versa depending on their financial goals and risk tolerance.
- Cash-Out Refinancing: They provide the option to tap into home equity for various needs like home improvements, debt consolidation, or other significant expenses.
