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PNC Private Capital

Our Vision

Building upon over two decades of dedicated service in the vibrant South Florida community, PNC Private Capital's vision is to be the preeminent and most trusted mortgage partner. We aspire to empower individuals and families across the region to confidently achieve their homeownership dreams through our deep local expertise, personalized guidance, and unwavering commitment to providing seamless and transparent mortgage solutions. We envision a future where our legacy of integrity and client-focused service continues to contribute to the prosperity and growth of our South Florida neighborhoods, making the dream of owning a home a reality for generations to come.

Expert guidance
Tailored solutions
Seamless transactions

Contact Us

Our 24/7 Service will give you access to the right person for your mortgage needs.

Address

3785 NW 82nd Ave., 

Suite 201

Doral, Fl 33166

Email

info@pncprivatecapital.net

Phone

1(888) 264-7077

1(305) 968-9407

Meet Our Team

Members

We are a dedicated team of skilled mortgage professionals, committed to guiding you through every step of your homeownership process.

Pedro Nivela

Senior Loan Officer

Priscilla Pesantes

Controller
​

Ga¨etan Policard

Senior Loan Officer

Empress Mayorquin

Loan Officer
​

Sandra Perez

Loan Officer
​​

Olivier Noel

Junior Loan Officer
​​​​

Christian Gonzalez

Junior Loan Officer
​​​​

See What Others Said

Testimonials

Discover what our clients have to say about their seamless experiences with us. Our success stories are a testament to our exceptional service and commitment to client satisfaction.

Write a Review
"I couldn’t be more pleased with the level of service I received and they truly exceeded my expectations, and I look forward to working with them again in the future!"
Bernie Ramos

Client

Carlos Suarez

Realtor

"We have used PNC for several business ventures and they have been amazing. They are very professional and detail oriented. I would recommend to all family and friends"

Cabrera Denise

Client

Kelvin Cabrera

Client

FAQ

What do mortgage lenders look at when I apply?

When you apply for a mortgage, lenders mainly check your credit score to see your history of repaying debts, your income to ensure you can afford the monthly payments, your existing debt compared to your income, and the amount of money you have for a down payment.

What is a down payment? How much do I need?

A down payment is the initial money you pay towards buying a home. The amount needed depends on the loan and lender, but it can be as little as 3% of the home's price or as much as 20% or more. Paying a larger down payment can sometimes get you a lower interest rate and avoid extra insurance.


What is PMI? Why do I have to pay it?

Private Mortgage Insurance, or PMI, is an extra fee you usually pay if you put less than 20% down on a regular mortgage. You have to pay it because it protects the lender if you can't repay the loan, making them more willing to lend to buyers with smaller down payments. Once you own 20% of your home, you can often ask to stop paying PMI.


Our Team Stats

Our team is a dynamic force, with years of real estate experience, multiple successful transactions, 

and an extremely high client satisfaction rate. Trust in our expertise.

20+

YEARS OF EXPERIENCE

1,550

HAPPY CUSTOMERS

98%

OUR CLOSE RATE

Schedule a

consultation

Book a free 30-minute consultation